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ExpressOS™
ExpressOS™ facilitates every step in the life cycle of your financial workflow. Using an integrated system and one common process, you can achieve “straight-through” transaction processing and complete the financing process online, in minutes. ExpressOS™ automates and manages all the diverse parts of your financial operation, including:

With a single point of entry for all customer information, ExpressOS™ simplifies the data collection process. At the same time, it allows for multiple channels of information entry, including dealer origination, pricing tools, product catalogues, Customer Relationship Management tools, and Web portals. Embodying all business rules in a single format, ExpressOS™ supports direct and indirect originations and transactions of every size and complexity.

click for more information on the Origination Module
Included in ExpressOS™ are multiple credit workflows for virtually every business scenario. Built-in business rules and credit scorecards can be matched against customer, transaction, and credit bureau information. Using the credit underwriting module, you can make instant, automated credit decisions on over two-thirds of your customer base—and save substantial labor and costs.

click for more information on the Credit underwriting Module
ExpressOS™ provides a central, collaborative tool for creating documents and transforming them into contractual agreements. Anyone who is integral to the business transaction—from your sales staff to your legal advisors—can collaborate from anywhere, at any time, to collectively design business documents. Complex documents that once took weeks to develop can now be prepared in less than a day.

click for more information on the Document Management Module
Using ExpressOS™, you can complete a full range of post credit decision activities, from contract auditing to funding to customer booking and billing. ExpressOS™ can interface dynamically with lease registration agencies for public filing, as well as data warehouses for report generation. ExpressOS™ also interfaces with your General Ledger system, uniting accounts receivable, billing, and collections in one streamlined process.

click for more information on the Audit / Funding / Booking Module
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