Mortgages
Industry Challenges
- CONFUSING PRODUCT SPECTRUM A complex array of mortgage financing options, products, rates, fees, offers and lenders that makes the originations process seem onerous and difficult to understand
- THROUGHPUT COMPLEXITY Inability to effectively source and manage a deal from request through to underwriting in a consistent, effective and customer oriented manner
- MULTI-STAKEHOLDER ALIGNMENT The need to cater to multiple participant needs (Customer, Broker, Lender, etc.) in a manner that is entirely focused on the deal, its value and overall credit worthiness
- MARKET VOLATILITY constantly fluctuating market both in terms of demand, pricing, real estate values, competition, products and service access that places high demands on all stakeholders to be transparent, knowledgeable and constantly in touch with current market conditions.
Davis + Henderson Solutions for Mortgage Processing
- MARKET CONNECTIVITY A comprehensive set of applications that provide real time and direct connectivity between the mortgage broker community and the corresponding lender community
- 24X7 ACCESS The ability to capture simple to complex mortgage requests through a robust and real-time 24x7 Mortgage Broker Portal in order to facilitate deal capture, scenario analysis, pricing and hand off to lenders
- BROKER-LENDER COLLABORATION Ability to automatically transfer broker initiated and/or lender mobile sales force initiated deals directly into the D+H underwriting application or pre-existing in-house underwriting tools in order to eliminate data duplication, slow turn around and ensure rapid customer response
- FLEXIBLE SYSTEM A functionally robust, workflow and queue based underwriting systems, tailored specifically for the needs of Canadian Mortgage lenders in order to expeditiously and within policy and risk constraints underwriting new deals to completion.
Business & Technical Value
- CLOUD SOLUTIONS Fully hosted solution providing for real-time, 24x7 access
- RAPID TIME TO MARKET Limited lender specific customizations required in order to get up and running
- REUSE Ability to integrate, as necessary to 3rd party services as required
- UNIQUELY CANANDIAN Davis + Henderson has been providing solutions to the Canadian Financial Services marketplace for over 135 years. Through our Filogix acquisition, our mortgage offering solutions cater to well over 50% of ALL mortgage transactions originated and underwritten in the country – demonstrating unparalleled scalability and knowledge of the Canadian mortgage market
- ONGOING INVESTMENT Davis + Henderson continue to investment millions of R&D dollars every year to enhance our mortgage offerings to stay ahead of the market and provide innovative tools to our users.